Products related to Trend:
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Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.
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The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings
As someone who has been advising clients in the financial services industry since 1999, Matthew Johnson knows what he is talking about.For over two decades, Johnson has practiced the discipline of putting his clients first—a belief he inherited from his father who was also a financial advisor.Johnson knows how challenging the prospect of retirement can be for many individuals. And in The Capitalized Retirement he takes on the role of a personal advisor and walks readers through several practical ways they can maximize their retirement savings.The key is to switch from growth-oriented to income-oriented investment strategies. The number one fear most retirees face is whether they will have enough money saved for retirement.With the average life expectancy on the rise, retirees are now asking themselves this frightening question: Will I outlive my retirement?In The Capitalized Retirement Matthew Johnson shares practical insights from his several decades of experience as a financial advisor. Not only does Johnson walk readers through the basics of retirement investing, but he helps them identify the numerous pitfalls along the way.One of these includes the common myth that investing in the stock market is the only valid option for savvy investors.Based on his experience and understanding of the marketplace, Johnson helps readers understand why many financial planners do not always have their clients’ best interest at heart. And often, planners focus on incentives that might pad their own bank accounts at the expense of depleting the principals of investors. And in doing so, they’ve fallen prey to the “disease of ease” and do not have their investors’ best interests in mind. While the topic of retirement is overwhelming to many, Johnson takes on the role of personal advisor and walks readers through several practical ways they can reduce their risk and maximize their retirement "income"...the key to a stress-free retirement is having more income than you need.This book will show you how to protect your principal and make sure your principal is producing that income the right way!
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Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement
You have spent a few decades working, earning a salary from your employers, and saving into company and personal pensions along the way.Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and leisure time in retirement?How will you make sure that you don’t run out of money too soon?What do the UK pension freedoms mean for you? In this one-of-a-kind book, personal finance experts Richard Dyson and Richard Evans answer these questions and equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement. You will learn:-- How to take control of your pension savings by tracking down all of your pension pots and combining them. -- When you can afford to retire. -- Steps to take to avoid running out of money. -- How to build an income-paying portfolio of fund investments from scratch. -- How to withdraw a sustainable income from your portfolio. -- How annuities work and whether they have a role for you. -- How to make the most of the tax rules. -- The contribution made by the State Pension. -- When to seek professional advice.
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Cracking Open the Nest Egg : How to make your retirement savings last the distance
Planning for retirement can be a scary thought, whether it is just around the corner or years in the future.Martin Hawes, one of New Zealand's best-known experts on personal finance, answers all of the questions that may be keeping you up at night: How much will I need to retire?Can I ever afford to stop working? How do I make sure my money lasts as long as I do?Working out how you can achieve a regular monthly retirement income is more difficult than it used to be.Historically low interest rates (despite the current blip) plus longer life expectancy means the old method of parking your nest egg in a savings account and living off the interest is no longer an option.Hawes guides you step-by-step through the planning process, showing you how you can safely create a regular income for the rest of your life. Cracking Open the Nest Egg will help you to confidently take control of your financial future and achieve the kind of retirement you always dreamed of.
Price: 17.99 £ | Shipping*: 3.99 £
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Is Satanism on trend?
Satanism has gained some attention in popular culture in recent years, with the rise of groups like The Satanic Temple and increased visibility in media. However, it is still a relatively niche and controversial belief system that may not be considered "on trend" in the mainstream sense. While some aspects of Satanism, such as its emphasis on individualism and skepticism, may resonate with certain societal trends, it is not a widely embraced or widely understood belief system.
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Are hickies in trend?
Hickies, also known as love bites or kiss marks, have been a trend in the past, but their popularity has fluctuated over time. Some people may still find them trendy and view them as a form of affection or a way to show off a romantic relationship. However, others may see them as outdated or even unprofessional, especially in certain social or professional settings. Ultimately, whether hickies are considered trendy or not depends on individual preferences and cultural norms.
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Is gendering a trend?
Gendering is not a trend, but rather a social construct that has been present in many cultures for centuries. It is the process of assigning certain characteristics, roles, and expectations to individuals based on their perceived gender. While there may be trends in how gender is portrayed and understood in different societies and time periods, the act of gendering itself is not a passing fad, but rather a deeply ingrained aspect of human society. However, there is a growing movement to challenge and deconstruct traditional gender norms, which may lead to changes in how gender is understood and expressed in the future.
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Is heterophobia a trend?
Heterophobia, or the fear or dislike of heterosexual people, is not a trend in the same way that other forms of discrimination or prejudice may become trends. While there may be individuals or small groups who express heterophobic attitudes, it is not a widespread or socially accepted trend. It is important to recognize and address all forms of discrimination, including heterophobia, in order to promote understanding and acceptance of all individuals regardless of their sexual orientation.
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Saving and Being Safe Away from Home : Savings and Insurance Associations in Ethiopia and Its Diaspora
Savings and insurance associations are widespread not only in Ethiopia but also in its diaspora, even in countries with diversified and comprehensive formal financial institutions.The contributors to this volume give an extensive overview of these associations in Ethiopia and its diaspora and, at the same time, ask what the activities within these associations tell us about their members' future aspirations and ideas of a »good life«.
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Spending & Budgeting
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Budgeting for Beginners
Make the most of your money with this simple step-by-step guide to creating a budget!Does opening your credit card bill make you anxious?Do you always run out of money before your next paycheck?Do you want help establishing and sticking to a budget?Budgeting for Beginners will help you build the confidence you need to take on short-term and long-term financial problems and goals. This revised pocket guide includes how to:Save and invest money. Set up a budget you can stick to. Pay off your credit cards in a timely manner. Avoid habitual budgeting mistakes. Along the way, you’ll complete a 12-step program for creating a reasonable budget you won’t want to break.This will help start you on the road to financial freedom and control!
Price: 14.99 £ | Shipping*: 3.99 £ -
Essential Budgeting Online Course
Help yourself to save money with the Essential Budgeting Online Course Learn how to plan a budget to maximise your income and get a solid understanding of budgeting With step-by-step guidance in creating an effective personal monthly budget Helps you to gain confidence in yourself as you make informed financial desicions Great for teaching you the basics of finance and budgeting to benefit you in day to day life This course will be taught through a combination of online study materials and mock exams At the end you will have an automated multiple-choice assessment with immediate results Suitable for people aged 16+ with a good understanding of English, numeracy and IT Upon successful completion, you will qualify for an internationally-recognised certificate Please see Full Details for product specifications Save your money (and 60%.) on the Essential Budgeting Online Course
Price: 9.99 £ | Shipping*: £
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Is LGBTQI+ a trend?
No, LGBTQI+ is not a trend. The LGBTQI+ community has existed throughout history and its members have faced discrimination and persecution for their sexual orientation and gender identity. The fight for LGBTQI+ rights and acceptance has been ongoing for decades, and the community continues to advocate for equality and visibility. LGBTQI+ identities are an integral part of human diversity and should be respected and celebrated, rather than dismissed as a trend.
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Is Levi's still in trend?
Yes, Levi's is still in trend. The brand has maintained its popularity over the years due to its classic and timeless designs. Levi's jeans are a staple in many people's wardrobes and continue to be a popular choice for both casual and stylish looks. Additionally, Levi's has adapted to current trends by offering new styles and collaborations to appeal to a wider audience.
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Is the LGBT trend over?
No, the LGBT trend is not over. The fight for equality and acceptance for the LGBT community is an ongoing struggle that continues to be relevant and important. While there has been progress in terms of legal rights and societal acceptance, there are still many challenges and issues that the LGBT community faces, such as discrimination, violence, and lack of representation. It is important to continue to support and advocate for the rights and well-being of the LGBT community.
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What is the new trend?
The new trend is sustainable fashion. Consumers are becoming more conscious of the environmental impact of the fashion industry and are seeking out brands that prioritize sustainability. This trend includes using eco-friendly materials, reducing waste in production, and promoting ethical labor practices. Many fashion companies are now incorporating sustainability into their business models to meet the growing demand for environmentally friendly products.
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