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  • Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
    Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products

    Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.

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  • Knife knife for eating meat knife knife for eating meat knife knife for cutting fruit knife for
    Knife knife for eating meat knife knife for eating meat knife knife for cutting fruit knife for

    Knife knife for eating meat knife knife for eating meat knife knife for cutting fruit knife for

    Price: 2.55 € | Shipping*: 1.99 €
  • Knife knife for eating meat knife knife for eating meat knife knife for cutting fruit knife for
    Knife knife for eating meat knife knife for eating meat knife knife for cutting fruit knife for

    Knife knife for eating meat knife knife for eating meat knife knife for cutting fruit knife for

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  • The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings
    The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings

    As someone who has been advising clients in the financial services industry since 1999, Matthew Johnson knows what he is talking about.For over two decades, Johnson has practiced the discipline of putting his clients first—a belief he inherited from his father who was also a financial advisor.Johnson knows how challenging the prospect of retirement can be for many individuals. And in The Capitalized Retirement he takes on the role of a personal advisor and walks readers through several practical ways they can maximize their retirement savings.The key is to switch from growth-oriented to income-oriented investment strategies. The number one fear most retirees face is whether they will have enough money saved for retirement.With the average life expectancy on the rise, retirees are now asking themselves this frightening question: Will I outlive my retirement?In The Capitalized Retirement Matthew Johnson shares practical insights from his several decades of experience as a financial advisor. Not only does Johnson walk readers through the basics of retirement investing, but he helps them identify the numerous pitfalls along the way.One of these includes the common myth that investing in the stock market is the only valid option for savvy investors.Based on his experience and understanding of the marketplace, Johnson helps readers understand why many financial planners do not always have their clients’ best interest at heart. And often, planners focus on incentives that might pad their own bank accounts at the expense of depleting the principals of investors. And in doing so, they’ve fallen prey to the “disease of ease” and do not have their investors’ best interests in mind. While the topic of retirement is overwhelming to many, Johnson takes on the role of personal advisor and walks readers through several practical ways they can reduce their risk and maximize their retirement "income"...the key to a stress-free retirement is having more income than you need.This book will show you how to protect your principal and make sure your principal is producing that income the right way!

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  • Does every knife fit into a knife block?

    No, not every knife will fit into a knife block. Knife blocks are designed to hold specific types and sizes of knives, and not all knives will be compatible with every block. It's important to check the dimensions and design of the knife block to ensure that it will accommodate the knives you have. Additionally, some knife blocks are designed with slots of different sizes to accommodate a variety of knives, while others may only fit a specific set of knives.

  • Is this a prop knife or a real knife?

    This is a prop knife. It is designed to look like a real knife but is made of safe materials such as plastic or rubber to prevent any harm during use. Prop knives are commonly used in theatrical performances, film productions, and cosplay events to create a realistic visual effect without the risk of injury.

  • Is this a decorative knife or a real knife?

    This is a decorative knife. It is not a real knife meant for practical use. The intricate design and ornate details suggest that it is intended for display or decorative purposes rather than functional use. It is important to handle it with care and treat it as a decorative item rather than a tool.

  • Why is the Japanese knife called a Japanese knife?

    The term "Japanese knife" refers to a style of knife that originates from Japan and is known for its exceptional craftsmanship, sharpness, and precision. These knives are often made using traditional Japanese techniques and materials, such as high-carbon steel and layered Damascus steel. They also feature unique blade shapes and designs that are distinct to Japanese cutlery. The term "Japanese knife" is used to differentiate these knives from other styles of knives, such as Western-style knives, and to highlight their cultural and historical significance.

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  • Handmade Kitchen Knife Boning Knife Stainless Steel Butcher Knife Forged Knife Meat Cleaver Knife
    Handmade Kitchen Knife Boning Knife Stainless Steel Butcher Knife Forged Knife Meat Cleaver Knife

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    Handmade Kitchen Knife Boning Knife Stainless Steel Butcher Knife Forged Knife Meat Cleaver Knife

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  • Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement
    Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement

    You have spent a few decades working, earning a salary from your employers, and saving into company and personal pensions along the way.Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and leisure time in retirement?How will you make sure that you don’t run out of money too soon?What do the UK pension freedoms mean for you? In this one-of-a-kind book, personal finance experts Richard Dyson and Richard Evans answer these questions and equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement. You will learn:-- How to take control of your pension savings by tracking down all of your pension pots and combining them. -- When you can afford to retire. -- Steps to take to avoid running out of money. -- How to build an income-paying portfolio of fund investments from scratch. -- How to withdraw a sustainable income from your portfolio. -- How annuities work and whether they have a role for you. -- How to make the most of the tax rules. -- The contribution made by the State Pension. -- When to seek professional advice.

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  • Brass Mini Knife Multi functional Folding Knife New Flipping Knife Keychain Knife Hanging
    Brass Mini Knife Multi functional Folding Knife New Flipping Knife Keychain Knife Hanging

    Brass Mini Knife Multi functional Folding Knife New Flipping Knife Keychain Knife Hanging

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  • Is a Damascus knife sharper than a regular knife?

    Yes, a Damascus knife can be sharper than a regular knife. Damascus knives are known for their exceptional sharpness due to the high-quality steel used in their construction and the unique layering and folding process that creates a strong, sharp edge. This allows them to maintain their sharpness for longer periods of time compared to regular knives. However, the sharpness of a knife also depends on how well it is maintained and sharpened, so proper care and maintenance are important factors in determining the sharpness of any knife.

  • How do you sharpen a knife with another knife?

    To sharpen a knife with another knife, you can use a technique called honing. Hold the sharpening knife at a 20-degree angle against the blade of the dull knife. Then, with light pressure, slide the sharpening knife along the blade from the base to the tip in a smooth, consistent motion. Repeat this process on both sides of the blade until the knife is sharp. Be sure to use caution and keep your fingers away from the blade to avoid injury.

  • Which Japanese knife?

    When choosing a Japanese knife, it is important to consider the type of knife that best suits your needs. Some popular options include the Gyuto (chef's knife) for all-purpose use, the Santoku for slicing, dicing, and mincing, and the Nakiri for chopping vegetables. Additionally, the Honesuki is a great option for deboning poultry and meat. Ultimately, the best Japanese knife for you will depend on your cooking style and preferences.

  • Which knife steel?

    When choosing a knife steel, it is important to consider factors such as edge retention, toughness, and corrosion resistance. Some popular knife steels include high-carbon stainless steels like VG-10 or S30V, which offer a good balance of these qualities. However, the best knife steel for you will depend on your specific needs and preferences, such as whether you prioritize sharpness, durability, or ease of maintenance. It is recommended to research different knife steels and their properties to find the one that best suits your needs.

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