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  • Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
    Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products

    Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.

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  • Murder Once Removed
    Murder Once Removed

    According to her friends, Lucy Lancaster, Austin, Texas genealogist, has never been drunk.Tipsy, sure, but drunk? No way. So when she arrives back at her office from a three-martini lunch a few sheets to the wind, it's a notable occasion.Even more momentous is what her client, Austin billionaire Gus Halloran, has announced on live television with a blotto Lucy standing at his side: Texas senator Caleb Applewhite might be responsible for the murder of Seth Halloran. Of course, Lucy is a genealogist, so the murder in question took place back in 1849. And it's possible that another nineteenth-century Texas politician may, in fact, have wielded the death blow.Lucy is determined to prove beyond a shadow of a doubt who the guilty man is, but when her curiosity lands her at the scene of another murder - this time, in the present-day - she realises that the branches of some family trees shouldn't be shaken.

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  • The Removed : A Novel
    The Removed : A Novel

    “A haunted work, full of voices old and new. It is about a family’s reckoning with loss and injustice, and it is about a people trying for the same.The journey of this family’s way home is full—in equal measure—of melancholy and love.” —Tommy Orange, author of There ThereA RECOMMENDED BOOK FROMUSA Today * O, the Oprah Magazine * Entertainment Weekly * TIME * Harper's Bazaar * Buzzfeed * Washington Post * Elle * Parade * San Francisco Chronicle * Good Housekeeping * Vulture * Refinery29 * AARP * Kirkus * PopSugar * Alma * Woman's Day * Chicago Review of Books * The Millions * Biblio Lifestyle * Library Journal * Publishers Weekly * LitHub Steeped in Cherokee myths and history, a novel about a fractured family reckoning with the tragic death of their son long ago—from National Book Award finalist Brandon HobsonIn the fifteen years since their teenage son, Ray-Ray, was killed in a police shooting, the Echota family has been suspended in private grief.The mother, Maria, increasingly struggles to manage the onset of Alzheimer’s in her husband, Ernest.Their adult daughter, Sonja, leads a life of solitude, punctuated only by spells of dizzying romantic obsession. And their son, Edgar, fled home long ago, turning to drugs to mute his feelings of alienation. With the family’s annual bonfire approaching—an occasion marking both the Cherokee National Holiday and Ray-Ray’s death, and a rare moment in which they openly talk about his memory—Maria attempts to call the family together from their physical and emotional distances once more.But as the bonfire draws near, each of them feels a strange blurring of the boundary between normal life and the spirit world.Maria and Ernest take in a foster child who seems to almost miraculously keep Ernest’s mental fog at bay.Sonja becomes dangerously fixated on a man named Vin, despite—or perhaps because of—his ties to tragedy in her lifetime and lifetimes before. And in the wake of a suicide attempt, Edgar finds himself in the mysterious Darkening Land: a place between the living and the dead, where old atrocities echo. Drawing deeply on Cherokee folklore, The Removed seamlessly blends the real and spiritual to excavate the deep reverberations of trauma—a meditation on family, grief, home, and the power of stories on both a personal and ancestral level. “The Removed is a marvel. With a few sly gestures, a humble array of piercingly real characters and an apparently effortless swing into the dire dreamlife, Brandon Hobson delivers an act of regeneration and solace.You won’t forget it.” —Jonathan Lethem, author of The Feral Detective

    Price: 9.99 £ | Shipping*: 3.99 £
  • Factory Fish Scale Removed Machine Removed Fish Scraped Machine Canteen Electrical Appliances Fish
    Factory Fish Scale Removed Machine Removed Fish Scraped Machine Canteen Electrical Appliances Fish

    Factory Fish Scale Removed Machine Removed Fish Scraped Machine Canteen Electrical Appliances Fish

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  • How can one contribute to retirement savings?

    One can contribute to retirement savings by setting up a retirement account such as a 401(k) or an Individual Retirement Account (IRA) and making regular contributions to it. It is also important to take advantage of any employer-sponsored retirement plans and contribute enough to receive any matching contributions. Additionally, one can increase their retirement savings by cutting back on unnecessary expenses and increasing their income through side hustles or investments. Regularly reviewing and adjusting one's retirement savings plan to ensure it aligns with their financial goals is also crucial.

  • Would this retirement savings idea be a good one?

    It's difficult to determine if a retirement savings idea is good without knowing the specific details of the idea. Factors such as the potential return on investment, associated fees, and level of risk should be considered. Additionally, it's important to assess how the idea aligns with your overall financial goals and risk tolerance. Consulting with a financial advisor can help you evaluate the potential benefits and drawbacks of the retirement savings idea.

  • What do you think about people who make retirement savings?

    I think people who make retirement savings are wise and responsible. Planning for retirement shows that they are thinking ahead and taking control of their financial future. It's important to have a safety net for the later years in life, and saving for retirement is a proactive way to ensure financial security in the future. Overall, I believe that making retirement savings is a smart and prudent decision.

  • Can dimples be removed?

    Yes, dimples can be removed through a surgical procedure called dimpleplasty. This procedure involves making a small incision inside the cheek to release the tethering muscles that cause the dimples. The incision is then closed with dissolvable sutures, resulting in a smoother cheek surface without dimples. It is important to consult with a qualified plastic surgeon to discuss the risks and benefits of dimpleplasty before undergoing the procedure.

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  • How are cysts removed?

    Cysts can be removed through a variety of methods, depending on their size, location, and type. Small cysts can often be drained or aspirated using a needle, while larger cysts may require surgical excision. In some cases, a small incision is made to remove the cyst, while in others, the entire cyst and surrounding tissue may need to be removed. The method of removal will be determined by a healthcare professional based on the individual circumstances of the cyst.

  • Can godparents be removed?

    Yes, godparents can be removed in some cases. If the parents or legal guardians of the child feel that the godparents are no longer suitable or able to fulfill their role, they can request to have them removed. This may be due to a change in the godparent's behavior, beliefs, or ability to support the child. However, the process of removing a godparent can vary depending on the laws and customs of the specific religious or cultural tradition in which the godparent was appointed.

  • Can engravings be removed?

    Engravings can be removed, but the process can be difficult and may damage the material being engraved. For metal engravings, the removal process typically involves sanding or grinding down the surface to remove the engraving, which can alter the appearance of the metal. For glass or acrylic engravings, the removal process may involve using a laser to burn off the engraving, but this can also damage the material. It's important to consider the potential damage to the material before attempting to remove an engraving.

  • Can cavities be removed?

    Cavities cannot be removed once they have formed in the teeth. However, they can be treated by a dentist through procedures such as fillings, crowns, or root canals, depending on the severity of the cavity. It is important to visit a dentist regularly for check-ups and cleanings to prevent cavities from forming in the first place. Practicing good oral hygiene, such as brushing and flossing regularly, can also help prevent cavities.

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