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    Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.

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  • The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings
    The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings

    As someone who has been advising clients in the financial services industry since 1999, Matthew Johnson knows what he is talking about.For over two decades, Johnson has practiced the discipline of putting his clients first—a belief he inherited from his father who was also a financial advisor.Johnson knows how challenging the prospect of retirement can be for many individuals. And in The Capitalized Retirement he takes on the role of a personal advisor and walks readers through several practical ways they can maximize their retirement savings.The key is to switch from growth-oriented to income-oriented investment strategies. The number one fear most retirees face is whether they will have enough money saved for retirement.With the average life expectancy on the rise, retirees are now asking themselves this frightening question: Will I outlive my retirement?In The Capitalized Retirement Matthew Johnson shares practical insights from his several decades of experience as a financial advisor. Not only does Johnson walk readers through the basics of retirement investing, but he helps them identify the numerous pitfalls along the way.One of these includes the common myth that investing in the stock market is the only valid option for savvy investors.Based on his experience and understanding of the marketplace, Johnson helps readers understand why many financial planners do not always have their clients’ best interest at heart. And often, planners focus on incentives that might pad their own bank accounts at the expense of depleting the principals of investors. And in doing so, they’ve fallen prey to the “disease of ease” and do not have their investors’ best interests in mind. While the topic of retirement is overwhelming to many, Johnson takes on the role of personal advisor and walks readers through several practical ways they can reduce their risk and maximize their retirement "income"...the key to a stress-free retirement is having more income than you need.This book will show you how to protect your principal and make sure your principal is producing that income the right way!

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  • Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement
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  • World Map Themed Paper Plate Napkins Tableware Graduation Travel Retirement Holidays Birthday Party
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  • Can the travel cancellation insurance not travel?

    No, travel cancellation insurance cannot travel itself. Travel cancellation insurance is a type of insurance that provides coverage for trip cancellations or interruptions due to unforeseen events such as illness, injury, or other emergencies. It is designed to protect travelers from financial loss if they are unable to go on their trip. However, the insurance itself does not physically travel and is not a substitute for travel itself.

  • What is a travel return insurance?

    Travel return insurance is a type of insurance that provides coverage for unexpected events that may occur during a trip, such as trip cancellations, delays, or interruptions. This type of insurance can also provide coverage for lost or delayed luggage, medical emergencies, and other travel-related expenses. It is designed to give travelers peace of mind and financial protection in case their trip does not go as planned.

  • Do you need travel baggage insurance?

    Whether you need travel baggage insurance depends on your individual circumstances and preferences. If you are traveling with expensive items or have connecting flights where your baggage may be at risk of being lost or damaged, baggage insurance could provide peace of mind. However, if you are traveling with minimal belongings or have insurance coverage through your credit card or travel insurance policy, additional baggage insurance may not be necessary. It is important to assess your specific needs and risks before deciding if travel baggage insurance is right for you.

  • Do you need travel luggage insurance?

    Travel luggage insurance can be beneficial for those who are carrying valuable items in their luggage or are traveling with expensive belongings. It can provide coverage for lost, stolen, or damaged luggage during your trip. However, if you are traveling with minimal belongings or items of little value, luggage insurance may not be necessary. It ultimately depends on your individual circumstances and level of risk tolerance.

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  • Let the Adventure Begin Banner Travel Themed Retirement Decorations Hanging Swirl Earth Balloons
    Let the Adventure Begin Banner Travel Themed Retirement Decorations Hanging Swirl Earth Balloons

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  • Retirement Travel Theme Party Decoration Adventure Plane Map Elements Balloons Banner Cake Topper
    Retirement Travel Theme Party Decoration Adventure Plane Map Elements Balloons Banner Cake Topper

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  • Have you taken out travel cancellation insurance?

    As an AI, I do not have the ability to take out travel cancellation insurance. However, I can provide information and guidance on the importance of having travel insurance, including cancellation coverage, to protect against unexpected events that may disrupt your travel plans. It is always recommended to consider purchasing travel insurance to safeguard your investment in case of unforeseen circumstances.

  • What does a travel cancellation insurance cover?

    Travel cancellation insurance typically covers the cost of your trip if you have to cancel for a covered reason, such as illness, injury, or death of a family member. It may also cover other unexpected events, such as natural disasters, terrorist attacks, or job loss. Additionally, it may provide reimbursement for non-refundable expenses like flights, accommodations, and tours. It's important to carefully review the policy to understand what specific reasons are covered and any exclusions that may apply.

  • What does the EasyJet travel insurance include?

    The EasyJet travel insurance includes coverage for trip cancellation and interruption, emergency medical and dental expenses, personal accident, baggage and personal belongings, and personal liability. It also provides 24/7 emergency assistance and a range of optional add-ons such as winter sports coverage and gadget protection. The insurance is designed to provide peace of mind and financial protection for travelers in case of unforeseen events during their trip.

  • Is travel insurance sufficient to rent a car?

    Travel insurance typically does not cover rental car-related expenses such as damage to the rental car, liability for damage to other vehicles, or theft of the rental car. Therefore, it is not sufficient to rely solely on travel insurance when renting a car. It is recommended to purchase a separate rental car insurance policy or use a credit card that offers rental car insurance coverage to ensure adequate protection while driving a rental car.

* All prices are inclusive of VAT and, if applicable, plus shipping costs. The offer information is based on the details provided by the respective shop and is updated through automated processes. Real-time updates do not occur, so deviations can occur in individual cases.