Products related to The:
-
Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.
Price: 100.00 £ | Shipping*: 0.00 £ -
The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings
As someone who has been advising clients in the financial services industry since 1999, Matthew Johnson knows what he is talking about.For over two decades, Johnson has practiced the discipline of putting his clients first—a belief he inherited from his father who was also a financial advisor.Johnson knows how challenging the prospect of retirement can be for many individuals. And in The Capitalized Retirement he takes on the role of a personal advisor and walks readers through several practical ways they can maximize their retirement savings.The key is to switch from growth-oriented to income-oriented investment strategies. The number one fear most retirees face is whether they will have enough money saved for retirement.With the average life expectancy on the rise, retirees are now asking themselves this frightening question: Will I outlive my retirement?In The Capitalized Retirement Matthew Johnson shares practical insights from his several decades of experience as a financial advisor. Not only does Johnson walk readers through the basics of retirement investing, but he helps them identify the numerous pitfalls along the way.One of these includes the common myth that investing in the stock market is the only valid option for savvy investors.Based on his experience and understanding of the marketplace, Johnson helps readers understand why many financial planners do not always have their clients’ best interest at heart. And often, planners focus on incentives that might pad their own bank accounts at the expense of depleting the principals of investors. And in doing so, they’ve fallen prey to the “disease of ease” and do not have their investors’ best interests in mind. While the topic of retirement is overwhelming to many, Johnson takes on the role of personal advisor and walks readers through several practical ways they can reduce their risk and maximize their retirement "income"...the key to a stress-free retirement is having more income than you need.This book will show you how to protect your principal and make sure your principal is producing that income the right way!
Price: 24.99 £ | Shipping*: 3.99 £ -
Cracking Open the Nest Egg : How to make your retirement savings last the distance
Planning for retirement can be a scary thought, whether it is just around the corner or years in the future.Martin Hawes, one of New Zealand's best-known experts on personal finance, answers all of the questions that may be keeping you up at night: How much will I need to retire?Can I ever afford to stop working? How do I make sure my money lasts as long as I do?Working out how you can achieve a regular monthly retirement income is more difficult than it used to be.Historically low interest rates (despite the current blip) plus longer life expectancy means the old method of parking your nest egg in a savings account and living off the interest is no longer an option.Hawes guides you step-by-step through the planning process, showing you how you can safely create a regular income for the rest of your life. Cracking Open the Nest Egg will help you to confidently take control of your financial future and achieve the kind of retirement you always dreamed of.
Price: 17.99 £ | Shipping*: 3.99 £ -
The Insurance Man
Price: 26.95 £ | Shipping*: 3.99 £
-
How can one contribute to retirement savings?
One can contribute to retirement savings by setting up a retirement account such as a 401(k) or an Individual Retirement Account (IRA) and making regular contributions to it. It is also important to take advantage of any employer-sponsored retirement plans and contribute enough to receive any matching contributions. Additionally, one can increase their retirement savings by cutting back on unnecessary expenses and increasing their income through side hustles or investments. Regularly reviewing and adjusting one's retirement savings plan to ensure it aligns with their financial goals is also crucial.
-
Would this retirement savings idea be a good one?
It's difficult to determine if a retirement savings idea is good without knowing the specific details of the idea. Factors such as the potential return on investment, associated fees, and level of risk should be considered. Additionally, it's important to assess how the idea aligns with your overall financial goals and risk tolerance. Consulting with a financial advisor can help you evaluate the potential benefits and drawbacks of the retirement savings idea.
-
What is the flexible budgeting 2?
Flexible budgeting 2 is a budgeting approach that allows for adjustments to the budget based on changes in activity levels. It is an improvement over the original flexible budgeting method, as it takes into account different levels of activity and adjusts the budget accordingly. This allows for better planning and decision-making, as it provides a more accurate representation of costs and revenues at different levels of production or sales. Flexible budgeting 2 is particularly useful for businesses with fluctuating activity levels, as it helps to better manage resources and expenses.
-
What experiences are there with the selection of ETFs for retirement savings?
When selecting ETFs for retirement savings, investors have the opportunity to build a diversified portfolio with exposure to various asset classes, such as stocks, bonds, and real estate. ETFs also offer low expense ratios and tax efficiency, making them a cost-effective option for long-term investing. Additionally, the wide range of ETF options allows investors to tailor their portfolio to their risk tolerance and investment goals. However, it's important for investors to carefully research and consider the underlying holdings, expense ratios, and historical performance of ETFs before making investment decisions for their retirement savings.
Similar search terms for The:
-
Financial Times Guide to Saving and Investing for Retirement, The : The definitive handbook to securing your financial future
One of the most important financial plans you can have is saving and investing for your retirement.Quite simply, the success of this plan determines whether you’re going to live comfortably after you stop working. The Financial Times Guide to Saving and Investing for Retirement will lead you through a bewildering maze of financial tools and provide advice on crucial investment decisions.It provides everything you need to know about how to save and invest so that you can successfully plan for your retirement.It is packed with invaluable information on taxes, ISAs, pensions, investing across different assets and buying property. The Financial Times Guide to Saving and Investing for Retirement will help you: Identify your financial objectives and work out how to achieve them Learn how to invest for a specific goal and time Find out about taxes and other rules that may impact your wealth Understand why it’s essential to be actively involved in managing your post-work income ‘A comprehensive framework for savings, investment and consumption in the real world - a must read for every individual.’ Prof.Narayan Y. Naik, Professor of Finance & Co-Head of Finance Department, London Business School 'Yoram Lustig cuts through the noise to give you the practitioner’s insight on developing and implementing a robust financial plan' Nick Bartlett, CFA, Director of Education, CFA UK ‘Anyone whether they are 20, 60 or 80 should read this book.It will make retirement much more financially enjoyable.’ Lawrence Gosling, Founding Editor of Investment Week and Group Editorial Director of Incisive Media, which is the publisher of Professional Pensions
Price: 28.99 £ | Shipping*: 0.00 £ -
The Principal's Guide to School Budgeting
Align your school budget with your vision for student achievementSince 2006, The Principal's Guide to School Budgeting has been a best-seller, supporting thousands of principals in navigating the complex process of school budgeting.This fourth edition hones in on the message that a school budget should be a reflection of the school’s vision for student growth, an open culture, and a positive school climate.This edition offers new information on how national and state reform and political practices affect school allocations and emphasizes the need for appropriate budget visioning, planning, analysis, and needs assessment.Covering the budgeting process, effective budgeting practices, accounting and auditing procedures, and building the school budget within a collaborative decision-making context, this comprehensive guide includes:In-chapter vignettes and discussion questionsCase study applications and experiential exercisesA budget development projectNew discussion of technology's impact on budgetary practices, phishing scams, and fundraisingThe Principal's Guide to School Budgeting is an essential resource for practicing and aspiring school administrators who want to master their accounting and auditing procedures.By effectively managing the school budgeting process, principals can contribute to improved student achievement and strengthen connections with the school community.
Price: 34.99 £ | Shipping*: 0.00 £ -
The Psychology of Retirement
How can you make the most of retirement? How should you plan for retirement? What are the challenges of retirement and how can they be dealt with?The Psychology of Retirement looks at this life stage as a journey that involves challenges, opportunities, setbacks, periods of disenchantment and, often, exciting new beginnings.Taking a positive approach, the book explores how retirement provides opportunities to cultivate new friendships, interests and hobbies, consolidate and renegotiate long-held ones, and even re-invent oneself in a post-work environment.It also emphasizes the value of pre-retirement planning, and the importance of establishing new goals and purposes.Retirement can be a period of significant psychological growth and development and The Psychology of Retirement shows how it can herald the beginning of a vibrant and active stage of life.
Price: 12.99 £ | Shipping*: 3.99 £ -
The Law of Insurance Broking and Insurance Brokerage Firms
Insurance brokers play a vital role in the insurance market by matching the assured's needs with insurers' products.They may also act in other capacities such as, producing broker, placing broker, or even underwriting agents. This book introduces the professional activities that a broker undertakes on a daily basis and outlines the scope of duties they owe to the assured and insurers when playing different roles.It covers: the scope of the insurance broker's dutiesrelevant compliance issuesthe lifecycle of an insurance policyInsurance Act 2015, IMD II and Solvency II legislationEU laws regulating insurance brokeragethe latest case law and regulator's decisionsThis book is a detailed and practical guide, and as such will be an essential reference for insurance broking professionals, compliance officers in insurance brokerage firms and legal practitioners involved in insurance and reinsurance.
Price: 200.00 £ | Shipping*: 0.00 £
-
What do you think about people who make retirement savings?
I think people who make retirement savings are wise and responsible. Planning for retirement shows that they are thinking ahead and taking control of their financial future. It's important to have a safety net for the later years in life, and saving for retirement is a proactive way to ensure financial security in the future. Overall, I believe that making retirement savings is a smart and prudent decision.
-
Is there a reduction in income tax for investments in retirement savings?
Yes, there is typically a reduction in income tax for investments in retirement savings. Contributions to retirement accounts such as 401(k)s or IRAs are often tax-deductible, meaning they can lower your taxable income for the year in which you make the contribution. This can result in a reduction in the amount of income tax you owe, providing an incentive for individuals to save for retirement. Additionally, the earnings on investments within these retirement accounts are tax-deferred, allowing your money to grow without being taxed until you withdraw it in retirement.
-
Does the savings bank have to pay for the residual debt insurance?
Whether the savings bank has to pay for the residual debt insurance depends on the specific terms and agreements between the bank and the customer. In some cases, the bank may require the customer to pay for the insurance as part of the loan agreement. However, in other cases, the bank may offer the insurance as an optional add-on that the customer can choose to purchase. It is important for customers to carefully review their loan agreements and discuss any questions or concerns with their bank.
-
Why are contributions to health insurance and retirement not financed through the federal budget?
Contributions to health insurance and retirement are not financed through the federal budget because they are typically funded through separate programs and mechanisms. Health insurance is often provided through programs like Medicare and Medicaid, which have their own funding sources and financing structures. Retirement benefits, such as Social Security, are funded through dedicated payroll taxes and trust funds, rather than through general federal revenue. Separating these programs helps ensure that they have stable and dedicated funding streams to support their specific purposes.
* All prices are inclusive of VAT and, if applicable, plus shipping costs. The offer information is based on the details provided by the respective shop and is updated through automated processes. Real-time updates do not occur, so deviations can occur in individual cases.