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  • Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
    Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products

    Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.

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  • Social Security and Medicare : Maximizing Retirement Benefits
    Social Security and Medicare : Maximizing Retirement Benefits

    The long-term future of the American Social Security system which provides retirement, disability, and survivor benefits to millions, is uncertain.This is triggering big concerns for many workers who are paying into the system and need to make decisions about their retirement.This book features real-world situations around Social Security and Medicare to help financial professionals provide better advise to their clients on their personal financial plans. Key topics include: What Medicare will and will not doManaging Medicare gapsAnalyzing the wide menu of Social Security benefitsSocial Security benefits for workers and families: retirement, survivor, disability, and death benefitTax impact of Social Security premiums and benefitsImpact of the 3.8 percent Medicare surtax on investment incomeRecent changes to the Medicare law

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  • Investing in Science : Social Cost-Benefit Analysis of Research Infrastructures
    Investing in Science : Social Cost-Benefit Analysis of Research Infrastructures

    A proposal for using cost-benefit analysis to evaluate the socioeconomic impact of public investment in large scientific projects. Large particle accelerators, outer space probes, genomics platforms: all are scientific enterprises managed through the new form of the research infrastructure, in which communities of scientists collaborate across nations, universities, research institutions, and disciplines.Such large projects are often publicly funded, with no accepted way to measure the benefits to society of these investments.In this book, Massimo Florio suggests the use of cost-benefit analysis (CBA) to evaluate the socioeconomic impact of public investment in large and costly scientific projects. The core concept of CBA of any infrastructure is to undertake the consistent intertemporal accounting of social welfare effects using the available information.Florio develops a simple framework for such accounting in the research infrastructure context and then offers a systematic analysis of the benefits in terms of the social agents involved.He measures the benefits to scientists, students, and postdoctoral researchers; the effect on firms of knowledge spillovers; the benefits to users of information technology and science-based innovation; the welfare effects on the general public of cultural services provided by RIs; and the willingness of taxpayers to fund scientific knowledge creation.Finally, Florio shows how these costs and benefits can be expressed in the form of stochastic net present value and other summary indicators.

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  • Responsible Investing : An Introduction to Environmental, Social, and Governance Investments
    Responsible Investing : An Introduction to Environmental, Social, and Governance Investments

    Responsible Investing serves as a holistic resource on Environmental, Social, and Governance (ESG) investing for undergraduate and graduate programs.It provides a thorough background and history of ESG investing, as well as cutting-edge industry developments, introducing the reader to the rapidly evolving field of responsible investing.Building on the first edition, this second edition provides updates where appropriate, as well as new emphasis on the development of standards in terminology and metrics.Opening with the background of ESG investing, the book discusses the development of ESG risks and provides an overview of ESG rating systems.It outlines the current position of ESG investing in portfolio management through granular analysis, offers insight into common investor concerns about ESG investments, presents qualitative theories, and reviews literature modeling ESG investment performance.Finally, the authors provide readers with a foundation on the development of financial models measuring risk and return, which can be used to evaluate the performance of ESG investments.This edition features updated statistics and a new chapter on regulation, reporting, and taxonomy in ESG investing, as well as new international case studies.Following a summary approach, Responsible Investing is a valuable textbook, providing a context in which upper-level students of ESG investment and sustainable finance can specialize.

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  • What is social insurance?

    Social insurance is a government program that provides financial protection to individuals and families against economic risks such as unemployment, disability, old age, or healthcare expenses. It is funded through contributions from both employees and employers, as well as government subsidies. Social insurance programs aim to reduce poverty, promote social welfare, and ensure that individuals have access to essential services and support during times of need. Examples of social insurance programs include Social Security, Medicare, and unemployment insurance.

  • Can you please provide an example of a social security number and a retirement insurance number?

    A social security number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary residents. An example of a social security number is 123-45-6789. A retirement insurance number (RIN) is a unique identifier used in Canada for individuals who are eligible for retirement benefits. An example of a retirement insurance number is 123456789.

  • Why did Bismarck introduce social insurance?

    Bismarck introduced social insurance in Germany in the late 19th century as a way to address growing social unrest and the rise of socialist movements. By implementing social insurance programs such as health insurance, accident insurance, and old-age pensions, Bismarck aimed to improve the living conditions of the working class and prevent the spread of socialist ideas. Additionally, social insurance was seen as a way to strengthen the loyalty of the working class to the state and to promote social stability.

  • What happened to social insurance in 1913?

    In 1913, the United States passed the Social Security Act, which established the first national social insurance program. This act provided benefits to the elderly, unemployed, and disabled, marking a significant shift towards a more comprehensive social safety net. The Social Security Act laid the foundation for the modern social insurance system in the United States, which continues to provide crucial support to millions of Americans today.

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  • Attention Hacking : The Power of Social Media Selling in Insurance and Finance
    Attention Hacking : The Power of Social Media Selling in Insurance and Finance

    A guide for insurance and other industries to staying on customers' radars Attention Hacking: The Power of Social Media Selling in Insurance and Finance shows how you can make insurance go viral on social media.It might sound too good to be true, but think about it—products that enhance wealth accumulation, health, and family protection should be as in-demand as the latest iPhone.People may never stand in line overnight to purchase the latest insurance products, but the tools and strategies in this book will help you get significantly closer—without pouring millions into marketing. In this book, Dr. Robin Kiera teaches tactics that global insurers and intermediaries have already used to position themselves successfully on social media.He explains, step by step, how you too can reach millions of people through the relevant channels.Before you can make a sale, you need to get the customer’s attention.Attention Hacking leads you straight to that goal. Learn how to position yourself and your company as influencers among your target marketSell insurance through savvy social media strategy and online marketingGet customers' attention with strategic content on LinkedIn, TikTok, Facebook, and moreRecognize and abandon outdated strategies and marketing channels For CEOs and other decision makers in insurance and finance, Attention Hacking: The Power of Social Media Selling in Insurance and Finance is a revelation, showing that any industry—even the ones no one wants to hear about—can reach customers online.The basic principles of this book can also be applied to other financial products and to business generally.It’s time to get social media savvy.

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  • Social Development and Social Work Perspectives on Social Protection
    Social Development and Social Work Perspectives on Social Protection

    Social protection is now considered a development milestone and an important tool in combating poverty.Interventions can include, for example, health insurance, public works programs, guaranteed employment schemes, or cash transfers targeting vulnerable populations groups.This innovative volume is designed to develop understanding about the role and contribution of social protection globally and to share innovative practice and policies from around the world.It explores how to cover an entire population effectively, especially those who are at risk or who are already in a situation of deprivation, and in a sustainable manner.Divided into two parts, the book begins by exploring the theoretical underpinnings of social protection, discussing the social work and social development perspectives and concepts that currently shape it.The second part is comprised of case studies from countries implementing successful social protection initiatives, including Brazil, India, South Africa, Ghana, Nigeria and Indonesia, and reveals how the impact of a successful social protection intervention on poverty, vulnerability and inequality can be dramatic.This volume is an important reference for advanced students and researchers from a range of disciplines including social policy, social work, development studies, geography, planning, economics, sociology, population health and political science.

    Price: 42.99 £ | Shipping*: 0.00 £
  • Social Pedagogy and Social Work
    Social Pedagogy and Social Work

    Are you looking to understand more about social pedagogy?Wanting to see how you can incorporate these approaches into your practice?Ali Gardner and Lowis Charfe introduce you to this exciting new approach to UK social work practice that has been shaping care services in Europe for decades.It is a holistic approach that requires an absolute commitment to employing your head, heart, and hand in creatively working alongside individuals to support the process of change at an individual, communal, and societal level. The authors outline the key concepts, philosophy, and history of social pedagogy to ground you in the theoryExercises help you to reflect on how to incorporate this new philosophy into your workPractical examples demonstrate how you can apply key principles to your own practiceAfter reading this book you will be able to confidently engage with social work that emphasises people rather than processes at the heart of intervention.

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  • Social Problems and Social Justice
    Social Problems and Social Justice

    Modern society is beset by a vast range of problems – such as poverty, homelessness and terrorism – that cause immense suffering for a significant number of people.These social problems both reflect and contribute to wider inequalities; consequently, in order to develop a true understanding of them, we must consider the social injustices with which they are inextricably linked. In this ground-breaking text, Neil Thompson turns his attention to the range of complex issues relating to social problems and social justice, and the relationship between them.With the help of engaging features that have become synonymous with his books, Thompson provides a clear exploration of some key social problems currently challenging us, analysis of the connection between social problems and social justice, and a review of how social policy initiatives to tackle these issues have fared to date. Innovative and absorbing, Social Problems and Social Justice is essential reading for students and practitioners across a wide range of social science disciplines and the social professions.

    Price: 33.99 £ | Shipping*: 0.00 £
  • What is an apprentice social insurance specialist?

    An apprentice social insurance specialist is an individual who is undergoing on-the-job training and education to become proficient in the field of social insurance. They work under the supervision of experienced professionals to learn about the various aspects of social insurance, including disability, retirement, and survivor benefits. Through their apprenticeship, they gain practical experience in assessing claims, providing customer service, and understanding the legal and regulatory framework of social insurance programs. This training prepares them to eventually become fully qualified social insurance specialists.

  • What were Bismarck's goals regarding social insurance?

    Bismarck's goals regarding social insurance were to address the growing social unrest and to maintain stability in Germany. He aimed to create a social safety net for workers by implementing social insurance programs, such as accident and sickness insurance, to provide financial protection for workers and their families. Bismarck also sought to undermine the appeal of socialism by offering these social welfare benefits, thereby strengthening the position of the conservative government. Overall, his goal was to maintain social order and prevent the rise of socialist movements in Germany.

  • What is the difference between private insurance and social insurance?

    Private insurance is purchased by individuals or organizations from private insurance companies to protect against specific risks, such as health, property, or liability. The coverage and premiums are determined by the insurance company based on the individual's risk profile. Social insurance, on the other hand, is a government-run program that provides benefits to individuals or families in the event of certain life events, such as retirement, disability, or unemployment. Social insurance is funded through payroll taxes and provides benefits to eligible individuals based on specific criteria set by the government.

  • What does the term social insurance status mean?

    Social insurance status refers to an individual's eligibility and coverage under a social insurance program, such as Social Security or Medicare. It indicates whether a person is enrolled in and contributing to these programs, which provide benefits such as retirement income, disability benefits, and healthcare coverage. Having social insurance status ensures that individuals have access to financial protection and support in times of need, based on their contributions to the system.

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