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  • Goodbye Tension Hello Pension-Retirement Card, none
    Goodbye Tension Hello Pension-Retirement Card, none

    Your Card Was Designed By Abi Go Lucky Discover our A5 Greeting Cards - true works of art for any occasion. These print-ready cards feature artist-crafted designs and provide ample space for your custom message. Printed on high-quality cardstock, they serve as keepsakes and come with matching envelopes for added elegance. Send your best wishes or share beauty with our artist-crafted cards. Explore our collection today and let artistry and craftsmanship do the talking. Perfect for any occasion, they embody the timeless art of communication.

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    Goodbye Tension Hello Pension-Retirement Card, none

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  • Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement
    Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement

    You have spent a few decades working, earning a salary from your employers, and saving into company and personal pensions along the way.Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and leisure time in retirement?How will you make sure that you don’t run out of money too soon?What do the UK pension freedoms mean for you? In this one-of-a-kind book, personal finance experts Richard Dyson and Richard Evans answer these questions and equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement. You will learn:-- How to take control of your pension savings by tracking down all of your pension pots and combining them. -- When you can afford to retire. -- Steps to take to avoid running out of money. -- How to build an income-paying portfolio of fund investments from scratch. -- How to withdraw a sustainable income from your portfolio. -- How annuities work and whether they have a role for you. -- How to make the most of the tax rules. -- The contribution made by the State Pension. -- When to seek professional advice.

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  • Who receives a retirement pension?

    A retirement pension is typically received by individuals who have reached the retirement age and have contributed to a pension plan or system during their working years. This can include employees who have participated in employer-sponsored pension plans, as well as individuals who have contributed to government-run pension programs such as Social Security. The amount of the pension is often based on factors such as the individual's earnings history and the number of years they have contributed to the pension plan.

  • Will the disability pension be automatically converted into a retirement pension?

    No, the disability pension will not be automatically converted into a retirement pension. These are two separate types of pensions with different eligibility criteria and requirements. If a person receiving a disability pension reaches retirement age, they may need to apply for a retirement pension separately. The conversion will not happen automatically, and the individual will need to follow the necessary steps to transition from a disability pension to a retirement pension.

  • What is the standard retirement pension?

    The standard retirement pension is a regular payment made to individuals who have reached the retirement age and have contributed to a pension scheme during their working years. The amount of the pension is typically based on the individual's earnings and the number of years they have contributed to the pension scheme. In many countries, the retirement pension is provided by the government through a social security system, while in some cases, it may also be supplemented by employer-sponsored pension plans or private savings. The purpose of the standard retirement pension is to provide financial support to individuals in their retirement years when they are no longer earning a regular income.

  • Why is the retirement pension not abolished?

    The retirement pension is not abolished because it serves as a crucial source of income for many elderly individuals who have worked and contributed to the workforce throughout their lives. Abolishing the retirement pension would leave many retirees without a reliable source of income, potentially leading to financial hardship and poverty in old age. Additionally, the retirement pension system is an important social safety net that helps to ensure the well-being and security of older individuals in society. It also helps to promote social and economic stability by providing a means for retirees to support themselves without relying solely on their families or government assistance programs.

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  • Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
    Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products

    Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.

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  • Global Pension Challenges : Pensions, Saving and Retirement in the Twenty-First Century
    Global Pension Challenges : Pensions, Saving and Retirement in the Twenty-First Century

    National pension systems face a range of tough social and economic demands and pressures.These are complex to navigate, especially in a twenty-first century world that has ushered in global uncertainty and pressing challenges – even threatening the planet’s very sustainability – with implications for pensions that policymakers, financial services providers and individuals themselves must address. This book probes, and unpacks, what pension systems aim to achieve, the uncertainties they face and how they are attempting to resolve them.Analysing pension provision from the systemic, political-economy and individual perspectives, it sets out and contextualises commonalities and differences in pension systems across the globe, looking at current developments in both public and private pension provision, structures and regulation.Moreover, the reader is encouraged to question how national pension systems can best serve their populations and ensure the ‘sustainability’ of later-life incomes in the light of today’s global pension challenges. Global Pension Challenges: Pensions, Saving and Retirement in the Twenty-First Century is an essential read for business, finance and social-policy academics and students, those working in the pensions industry and in the areas of welfare reform and advocacy, as well as the general public wishing to know more about the retirement issues we will all face in the coming years.

    Price: 36.99 £ | Shipping*: 0.00 £
  • In a German Pension
    In a German Pension


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  • The Handbook of West European Pension Politics
    The Handbook of West European Pension Politics

    The Handbook of West European Pension Politics provides scholars, policy-makers and students with a complete overview of the political and policy issues involved in pension policy, and well as case studies of contemporary pension politics (1980 to present) in 16 countries: Austria, Belgium, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, the Netherlands, Portugal, Spain, Sweden, Switzerland, and the UK.The handbook is suitable as a text for courses in comparative politics, European Studies, social policy, comparative public policy and public administration.Each chapter is written by an expert on pension politics and is presented in a standardized format with standardized tables and figures that describe: political institutions; government coalitions, parliamentary and electoral majorities; the party system; the pension system; proposed and enacted pension reforms.

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  • What is a question about retirement and pension?

    One common question about retirement and pension is: "How much should I be saving for retirement each month to ensure a comfortable lifestyle in my later years?" This question addresses the importance of planning ahead and understanding how much money is needed to sustain a desired standard of living during retirement. It also highlights the need to consider factors such as inflation, healthcare costs, and other expenses that may impact retirement savings.

  • What is the early retirement pension for disability?

    The early retirement pension for disability is a benefit provided by some pension systems to individuals who are unable to work due to a disability. This type of pension allows individuals to retire and receive benefits before reaching the standard retirement age, typically between 55 and 65 years old, depending on the specific pension system. The amount of the pension is usually based on the individual's earnings history and the severity of their disability. This type of pension is designed to provide financial support to individuals who are unable to work due to a disability and may not be able to wait until the standard retirement age to receive benefits.

  • Can you obtain information about the statutory pension from the pension insurance?

    Yes, you can obtain information about the statutory pension from the pension insurance. The pension insurance provides information about eligibility, contribution amounts, retirement age, and other details related to the statutory pension. They can also provide estimates of potential pension benefits based on individual contributions and work history. It is important to contact the pension insurance for accurate and personalized information about the statutory pension.

  • Is the statutory pension insurance sufficient?

    The sufficiency of statutory pension insurance can vary depending on individual circumstances. In some cases, the benefits provided by statutory pension insurance may not be enough to maintain the desired standard of living in retirement. It is recommended to supplement statutory pension insurance with additional retirement savings or private pension plans to ensure financial security in old age. Additionally, factors such as changes in life expectancy and economic conditions can impact the adequacy of statutory pension insurance over time.

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