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  • Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
    Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products

    Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.

    Price: 91.99 £ | Shipping*: 0.00 £
  • The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings
    The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings

    As someone who has been advising clients in the financial services industry since 1999, Matthew Johnson knows what he is talking about.For over two decades, Johnson has practiced the discipline of putting his clients first—a belief he inherited from his father who was also a financial advisor.Johnson knows how challenging the prospect of retirement can be for many individuals. And in The Capitalized Retirement he takes on the role of a personal advisor and walks readers through several practical ways they can maximize their retirement savings.The key is to switch from growth-oriented to income-oriented investment strategies. The number one fear most retirees face is whether they will have enough money saved for retirement.With the average life expectancy on the rise, retirees are now asking themselves this frightening question: Will I outlive my retirement?In The Capitalized Retirement Matthew Johnson shares practical insights from his several decades of experience as a financial advisor. Not only does Johnson walk readers through the basics of retirement investing, but he helps them identify the numerous pitfalls along the way.One of these includes the common myth that investing in the stock market is the only valid option for savvy investors.Based on his experience and understanding of the marketplace, Johnson helps readers understand why many financial planners do not always have their clients’ best interest at heart. And often, planners focus on incentives that might pad their own bank accounts at the expense of depleting the principals of investors. And in doing so, they’ve fallen prey to the “disease of ease” and do not have their investors’ best interests in mind. While the topic of retirement is overwhelming to many, Johnson takes on the role of personal advisor and walks readers through several practical ways they can reduce their risk and maximize their retirement "income"...the key to a stress-free retirement is having more income than you need.This book will show you how to protect your principal and make sure your principal is producing that income the right way!

    Price: 24.99 £ | Shipping*: 3.99 £
  • Number, Number, Cut A Cucumber
    Number, Number, Cut A Cucumber

    Nick Toczek doesn't just read out his poems, he shouts and chants them, dances and leaps them, whispers and screams them!See if you can read them out loud like him, or get your friends to join in with you as you perform.

    Price: 5.99 £ | Shipping*: 3.99 £
  • Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement
    Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement

    You have spent a few decades working, earning a salary from your employers, and saving into company and personal pensions along the way.Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and leisure time in retirement?How will you make sure that you don’t run out of money too soon?What do the UK pension freedoms mean for you? In this one-of-a-kind book, personal finance experts Richard Dyson and Richard Evans answer these questions and equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement. You will learn:-- How to take control of your pension savings by tracking down all of your pension pots and combining them. -- When you can afford to retire. -- Steps to take to avoid running out of money. -- How to build an income-paying portfolio of fund investments from scratch. -- How to withdraw a sustainable income from your portfolio. -- How annuities work and whether they have a role for you. -- How to make the most of the tax rules. -- The contribution made by the State Pension. -- When to seek professional advice.

    Price: 14.99 £ | Shipping*: 3.99 £
  • Can you please provide an example of a social security number and a retirement insurance number?

    A social security number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary residents. An example of a social security number is 123-45-6789. A retirement insurance number (RIN) is a unique identifier used in Canada for individuals who are eligible for retirement benefits. An example of a retirement insurance number is 123456789.

  • Is the health insurance number and the insurance number the same?

    No, the health insurance number and the insurance number are not the same. The health insurance number is a unique identifier assigned to an individual for their health insurance coverage, while the insurance number is a general term that can refer to various types of insurance policies such as auto insurance, home insurance, or life insurance. Each type of insurance has its own specific policy number or identification number.

  • What is insurance number 2?

    Insurance number 2 refers to a secondary insurance policy that a person may have in addition to their primary insurance coverage. This secondary insurance can help cover costs that are not fully covered by the primary insurance, reducing the out-of-pocket expenses for the policyholder. It can provide additional financial protection and peace of mind in case of unexpected medical expenses or other covered events.

  • What is insurance number 3?

    Insurance number 3 refers to the third type of insurance coverage in a person's portfolio. This could include various types of insurance such as life insurance, health insurance, disability insurance, or any other form of coverage. Having multiple types of insurance can provide comprehensive protection against different risks and uncertainties, ensuring that individuals and their families are financially secure in various situations.

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  • Number Patch Motif Assorted Colours: Number 0
    Number Patch Motif Assorted Colours: Number 0

    Colourful and attractive embroidered motifs ideal for customation.

    Price: 0.79 £ | Shipping*: 1.99 £
  • Number Patch Motif Assorted Colours: Number 1
    Number Patch Motif Assorted Colours: Number 1

    Colourful and attractive embroidered motifs ideal for customation.

    Price: 0.79 £ | Shipping*: 1.99 £
  • Number Patch Motif Assorted Colours: Number 2
    Number Patch Motif Assorted Colours: Number 2

    Colourful and attractive embroidered motifs ideal for customation.

    Price: 0.79 £ | Shipping*: 1.99 £
  • Number Patch Motif Assorted Colours: Number 3
    Number Patch Motif Assorted Colours: Number 3

    Colourful and attractive embroidered motifs ideal for customation.

    Price: 0.79 £ | Shipping*: 1.99 £
  • How can one contribute to retirement savings?

    One can contribute to retirement savings by setting up a retirement account such as a 401(k) or an Individual Retirement Account (IRA) and making regular contributions to it. It is also important to take advantage of any employer-sponsored retirement plans and contribute enough to receive any matching contributions. Additionally, one can increase their retirement savings by cutting back on unnecessary expenses and increasing their income through side hustles or investments. Regularly reviewing and adjusting one's retirement savings plan to ensure it aligns with their financial goals is also crucial.

  • Where is my pension insurance number?

    Your pension insurance number is typically provided to you by your pension provider or the government agency responsible for managing pensions in your country. If you are employed, your employer may also have this information. If you are unable to locate your pension insurance number, you can contact your pension provider or the relevant government agency to request this information. It's important to keep this number in a safe place as it is used to identify and manage your pension contributions and benefits.

  • Is the health insurance number and the policy number the same?

    No, the health insurance number and the policy number are not the same. The health insurance number is a unique identifier assigned to an individual for their health insurance coverage, while the policy number is a specific identifier for the insurance policy itself. The policy number is used to reference the details and terms of the insurance policy, while the health insurance number is used to identify the individual covered under that policy.

  • Is the social security number and the pension insurance number the same?

    No, the social security number and the pension insurance number are not the same. The social security number is a unique nine-digit number issued to U.S. citizens, permanent residents, and temporary residents. It is used for tracking individuals' earnings and benefits. On the other hand, the pension insurance number is a unique identifier used by pension and retirement plans to track an individual's contributions and benefits within that specific plan. While both numbers are used for tracking individuals' benefits and contributions, they serve different purposes and are issued by different entities.

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