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  • Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
    Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products

    Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.

    Price: 91.99 £ | Shipping*: 0.00 £
  • Cambridge Topics in English Language Language Development
    Cambridge Topics in English Language Language Development

    Essential study guides for the future linguist. Language Development is an introduction to how we learn to speak, read and write.It is suitable for advanced level students and beyond.Written with input from the Cambridge English Corpus, it considers the theoretical approaches to language development from early childhood to teenager.Language Development explores the lifelong process of learning a language, as well as the social factors that affect it.Using activities to help explain analysis methods, this book guides students through major modern issues and concepts.It summarises key concerns and modern findings, while providing inspiration for language investigations and non-examined assessments (NEAs) with research suggestions.

    Price: 17.50 £ | Shipping*: 3.99 £
  • Exploring English Language Teaching : Language in Action
    Exploring English Language Teaching : Language in Action

    Routledge Introductions to Applied Linguistics is a series of introductory level textbooks covering the core topics in Applied Linguistics, primarily designed for those entering postgraduate studies and language professionals returning to academic study.The books take an innovative ‘practice to theory’ approach, with a ‘back-to-front’ structure.This leads the reader from real-world problems and issues, through a discussion of intervention and how to engage with these concerns, before finally relating these practical issues to theoretical foundations.Additional features include tasks with commentaries, a glossary of key terms, and an annotated further reading section. Exploring English Language Teaching provides a single volume introduction to the field of ELT from an applied linguistics perspective.The book addresses four central themes within English language teaching: ‘Classroom interaction and management’; ‘Method, Postmethod and methodology’; ‘Learners’; and the ‘Institutional frameworks and social contexts’ of ELT.For each, the book identifies key dilemmas and practices, examines how teachers and other language teaching professionals might intervene and deal with these concerns, and explores how such issues link to and inform applied linguistic theory. This second edition has been extensively revised and updated to explore the latest practical developments and theoretical insights in the field of ELT.With new material, including expanded discussions of CLIL, the role of new technologies in ELT, and the teaching of large classes in difficult circumstances, and with an updated glossary and suggestions for additional reading, this is an indispensable textbook for language teachers and students studying in the areas of Applied Linguistics, Language Teacher Education, and ELT/TESOL.

    Price: 39.99 £ | Shipping*: 0.00 £
  • Cambridge Topics in English Language Language Change
    Cambridge Topics in English Language Language Change

    Essential study guides for the future linguist. Language Change is an introduction to how English has developed, grown and changed through history.It is suitable for students at advanced level and beyond.Written with input from the Cambridge English Corpus, it explores the nature, origins and process of language change, as well as the attitudes towards it.Furthermore, it looks at the policies and politics behind encouraging or halting change.Using activities to help explain analysis methods, this book guides students through major modern issues and concepts.It summarises key concerns and modern findings, while providing inspiration for language investigations and non-examined assessments (NEAs) with research suggestions.

    Price: 17.50 £ | Shipping*: 3.99 £
  • How can one contribute to retirement savings?

    One can contribute to retirement savings by setting up a retirement account such as a 401(k) or an Individual Retirement Account (IRA) and making regular contributions to it. It is also important to take advantage of any employer-sponsored retirement plans and contribute enough to receive any matching contributions. Additionally, one can increase their retirement savings by cutting back on unnecessary expenses and increasing their income through side hustles or investments. Regularly reviewing and adjusting one's retirement savings plan to ensure it aligns with their financial goals is also crucial.

  • Which language is meant: B-language or Bi-language?

    The term "B-language" typically refers to a second language that a person learns, while "Bi-language" is not a commonly used term in language learning. Therefore, it is more likely that the question is referring to "B-language." This term is often used in the context of bilingualism and second language acquisition, where individuals develop proficiency in a language other than their native or first language.

  • Language hygiene or language police?

    Language hygiene refers to the practice of maintaining and promoting linguistic standards and correctness, while language police refers to the enforcement of these standards through strict and often authoritarian means. While it is important to uphold linguistic standards, the approach should be one of education and encouragement rather than coercion and punishment. Language hygiene can help maintain clarity and understanding in communication, but it should be approached with sensitivity and respect for the diversity of language use.

  • 'Language.'

    Language is a system of communication that allows individuals to express thoughts, ideas, and emotions through a structured set of symbols, sounds, and gestures. It is a fundamental aspect of human society, enabling us to connect with others, share information, and collaborate on complex tasks. Language is constantly evolving and varies across cultures and regions, reflecting the diversity and richness of human expression.

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  • The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings
    The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings

    As someone who has been advising clients in the financial services industry since 1999, Matthew Johnson knows what he is talking about.For over two decades, Johnson has practiced the discipline of putting his clients first—a belief he inherited from his father who was also a financial advisor.Johnson knows how challenging the prospect of retirement can be for many individuals. And in The Capitalized Retirement he takes on the role of a personal advisor and walks readers through several practical ways they can maximize their retirement savings.The key is to switch from growth-oriented to income-oriented investment strategies. The number one fear most retirees face is whether they will have enough money saved for retirement.With the average life expectancy on the rise, retirees are now asking themselves this frightening question: Will I outlive my retirement?In The Capitalized Retirement Matthew Johnson shares practical insights from his several decades of experience as a financial advisor. Not only does Johnson walk readers through the basics of retirement investing, but he helps them identify the numerous pitfalls along the way.One of these includes the common myth that investing in the stock market is the only valid option for savvy investors.Based on his experience and understanding of the marketplace, Johnson helps readers understand why many financial planners do not always have their clients’ best interest at heart. And often, planners focus on incentives that might pad their own bank accounts at the expense of depleting the principals of investors. And in doing so, they’ve fallen prey to the “disease of ease” and do not have their investors’ best interests in mind. While the topic of retirement is overwhelming to many, Johnson takes on the role of personal advisor and walks readers through several practical ways they can reduce their risk and maximize their retirement "income"...the key to a stress-free retirement is having more income than you need.This book will show you how to protect your principal and make sure your principal is producing that income the right way!

    Price: 24.99 £ | Shipping*: 3.99 £
  • Language Development
    Language Development

    From the first moment of life, language development occurs in the context of social activities.This book emphasises how language development interacts with social and cognitive development, and shows how these abilities work together to turn children into sophisticated language users—a process that continues well beyond the early years. Covering the breadth of contemporary research on language development, Brooks and Kempe illustrate the methodological variety and multi-disciplinary character of the field, presenting recent findings with reference to major theoretical discussions.Through their clear and accessible style, readers are given an authentic flavour of the complexities of language development research. With such research advancing at a rapid pace, Language Development uncovers new insights into a variety of areas such as the neurophysiological underpinnings of language, the language processing capabilities of newborns, and the role of genes in regulating this amazing human ability.

    Price: 55.95 £ | Shipping*: 0.00 £
  • Love Language
    Love Language

    CBC BOOKS CANADIAN POETRY COLLECTIONS TO WATCH FOR IN FALL 2023In his follow-up to SKY WRI TEI NGS, Nasser Hussain tackles the absurdity of the English languageThe term “Love Language” can be read at least three ways: as an imperative, as the signoff to a letter, and as a contemporary way of talking about relationship styles.None of these would be wrong in this book. Love Language loves language. These are poems that repeat and hypnotize as English becomes more absurd: from Apple's terms and conditions to other poet's love poems, from performance reports to pop songs, Hussain skillfully and joyfully toys with everyday texts to talk about love, to think about poems, to call out racism, to remind us that words can be fun.Allow these playful poems to woo you, to let you fall in love with language again."Think of 'time as a lantern,' suggests Nasser Hussain, in these inimitable poems that take play seriously and allow seriousness to enter the room disguised as incantation.These are poems that long to dismiss the lyric’s most recent pretty mask of polite propriety and instead take us to the lyric’s ancient roots.It started way back, the poet says, 'when a cave person made a grunt,' to speak the name of a thing.Indeed. This is the lyric’s ancient pact with the world: to spin playful language into seriousness of giving things their names—what are we without this speaking, this tune?Hussain knows this and writes beautiful poems—and I, for one, am grateful." – Ilya Kaminsky, author of Deaf Republic"Hussain's humour is never complacent; it is the opposite of a defence mechanism (we are encouraged to imagine such a thing) and wryly sidesteps the bad binary of conservative withdrawal as set against algorithm-envenomed hyperassertion.He puts into words a new masculinity maturer than we deserve, that acknowledges swerves of defiance to be inseparable from underswells of doubt." – Vidyan Ravinthiran, author of The Million-Petalled Flower of Being Here

    Price: 12.99 £ | Shipping*: 3.99 £
  • Unknown Language
    Unknown Language


    Price: 14.99 £ | Shipping*: 3.99 £
  • Would this retirement savings idea be a good one?

    It's difficult to determine if a retirement savings idea is good without knowing the specific details of the idea. Factors such as the potential return on investment, associated fees, and level of risk should be considered. Additionally, it's important to assess how the idea aligns with your overall financial goals and risk tolerance. Consulting with a financial advisor can help you evaluate the potential benefits and drawbacks of the retirement savings idea.

  • What are the language levels and language forms in the German language?

    In the German language, there are three main language levels: formal, informal, and colloquial. The formal level is used in official settings, such as business meetings or academic writing, and includes complex sentence structures and formal vocabulary. The informal level is used in everyday conversations and among friends, with simpler sentence structures and a more relaxed tone. The colloquial level is the most casual and includes slang, regional dialects, and informal expressions. In terms of language forms, German has four main forms: Hochdeutsch (Standard German), Plattdeutsch (Low German), Schwyzertüütsch (Swiss German), and Österreichisches Deutsch (Austrian German). Each form has its own unique characteristics and is used in specific regions or contexts.

  • Is the German language a dead language?

    No, the German language is not a dead language. It is spoken by over 90 million people worldwide, making it one of the most widely spoken languages in Europe. German is also an official language in several countries, including Germany, Austria, Switzerland, and Luxembourg. Additionally, it is a popular language for business, science, and culture, ensuring its continued relevance and vitality.

  • Is the Polish language a difficult language?

    The difficulty of the Polish language can vary depending on the individual's native language and their previous experience with learning languages. Polish is considered a challenging language for English speakers due to its complex grammar rules, pronunciation, and extensive vocabulary. However, with dedication and practice, it is possible to learn and become proficient in Polish. Immersion in the language and regular practice can help overcome the initial challenges of learning Polish.

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