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  • Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
    Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products

    Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.

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  • Disaster Insurance Reimagined : Protection in a Time of Increasing Risk
    Disaster Insurance Reimagined : Protection in a Time of Increasing Risk

    This is an open access title available under the terms of a CC BY-NC-ND 4.0 International licence.It is free to read at Oxford Academic and offered as a free PDF download from OUP and selected open access locations. This book examines the growing role and importance of 'Protection Gap Entities' (PGEs), not-for-profit entities providing insurance protection that would otherwise be unavailable within a purely private sector context.Around the world, PGEs and the insurance instruments they use are becoming increasingly crucial in making sure that funds are available to rebuild after disasters.These PGEs, typically developed as collaborations between governments and the insurance industry, enable insurance to continue at a time when climate change, urbanization, global interdependence, and geo-political instability are making disaster insurance increasingly expensive or unavailable.Given their growing importance, understanding the role of PGEs in both insurance protection and their potential to create a more resilient society is critical.Disaster Insurance Reimagined uses practical examples from different countries to explain how PGEs step in to maintain disaster insurance and how their work can, but does not always, improve financial and physical resilience to disaster.Drawing on 5 years of research into 17 entities that provide insurance cover in 49 countries, the authors examine the strengths, limitations, and evolution of PGEs in providing disaster protection in the face of a growing insurance crisis.They provide an accessible discussion of disaster insurance, its complexities, and the transformation it needs to undergo in order to remain relevant and to contribute to meaningful disaster protection.PGEs and their work offer a path to re-imagining disaster insurance as a key tool in an ecosystem that has societal protection from disaster at its heart.

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  • Past Increasing Future Receding
    Past Increasing Future Receding


    Price: 13.99 £ | Shipping*: 3.99 £
  • Theory in Practice : Increasing Professional Effectiveness
    Theory in Practice : Increasing Professional Effectiveness

    "This book is a landmark in two fields. It is a practical guide tothe reform of professional education.It is also a beacon totheoretical thinking about human organizations, about theirinterdepAndence with the social structure of the professions, andabout theory in practice." -- Journal of Higher Education

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  • What are the arguments against increasing the retirement age?

    One argument against increasing the retirement age is that it may disproportionately affect lower-income workers who may not have the same life expectancy as higher-income workers. This could result in a situation where those who have worked physically demanding jobs their whole lives may not be able to enjoy a meaningful retirement. Additionally, increasing the retirement age could also lead to higher unemployment rates among younger workers, as older employees stay in the workforce longer. Finally, some argue that increasing the retirement age may not be feasible for individuals who are unable to continue working due to health issues or caregiving responsibilities.

  • What do you think about France increasing the retirement age?

    Increasing the retirement age in France is a controversial decision that has sparked debate. Proponents argue that it is necessary to ensure the sustainability of the pension system and address the challenges posed by an aging population. However, opponents argue that it unfairly burdens workers, particularly those in physically demanding jobs, and may exacerbate unemployment among younger generations. Ultimately, the decision to increase the retirement age should consider the needs of both current and future retirees, as well as the broader economic and social implications.

  • Should retirement in Germany preferably be abolished or drastically shortened by increasing the retirement age?

    Retirement in Germany should not be abolished or drastically shortened by increasing the retirement age. While increasing the retirement age may help address issues related to an aging population and sustainability of pension systems, it is important to consider the physical and mental well-being of older workers. Instead, policies should focus on promoting flexible work arrangements, lifelong learning opportunities, and age-friendly workplaces to enable older individuals to continue working if they choose to do so. Additionally, efforts should be made to ensure adequate financial support for those who are unable to work past the current retirement age.

  • Should retirement in Germany preferably be abolished by increasing the retirement age or extremely shortened?

    Retirement in Germany should not be abolished, but rather adjusted to reflect the changing demographics and longer life expectancies. Increasing the retirement age gradually could be a more feasible solution, as it would allow for a more sustainable pension system and ensure that individuals can continue to contribute to the workforce for longer. Extreme shortening of the retirement age could put a strain on the pension system and may not be financially viable in the long term. It is important to find a balance that allows for a fair and sustainable retirement system for all citizens.

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  • The Problem of Increasing Human Energy
    The Problem of Increasing Human Energy

    Part philosophical ponderings on humanity's relationship to the universe, part scientific extrapolation on what technological advancement might bring to that understanding, this long essay, first published in Century Illustrated Magazine in June 1900, is yet another example of the genius of Serbian inventor NIKOLA TESLA (1857-1943), the revolutionary scientist who forever changed the scientific fields of electricity and magnetism.

    Price: 14.99 £ | Shipping*: 3.99 £
  • Increasing Physical Activity: A Practical Guide
    Increasing Physical Activity: A Practical Guide

    Only a fifth of adults in the United States do enough physical activity to meet the guidelines set by Centers for Disease Control.The health benefits of regular physical activity are beyond dispute, yet less than 40% of physicians routinely counsel their patients on the importance of physical activity.Increasing Physical Activity: A Practical Guide equips healthcare practitioners to include physical activity counseling in the daily practice of medicine. Written by lifestyle medicine pioneer and cardiologist, Dr James Rippe, this book proves inactivity is a stronger risk factor than other lifestyle factors for cardiovascular disease, diabetes, and many other diseases.It provides evidence-based information on the role of physical activity in preventing and treating chronic conditions and includes practical strategies for healthcare practitioners to prescribe this powerful method to enhance both short and long-term health and quality of life. Features:Specific chapters explain the role of physical activity in reduction of risk of heart disease, diabetes, cancer, osteoarthritis, dementia and many other chronic conditions.Chapters begin with bulleted, key points and conclude with a list of clinical applications. Strategies are provided to encourage previously sedentary individuals to adopt regular physical activity. Physical activity is placed in the context of other lifestyle medicine concepts including maintenance of a healthy body weight, following sound nutritional practices, stress reduction and other practices which impact on health and quality of life. Written for healthcare practitioners at all levels, this is a user-friendly, evidence-based manual for healthcare practitioners looking to incorporate more physical activity counseling into either general medicine or subspecialty practices.

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  • Growing the Elephant : Increasing earned advantage for all
    Growing the Elephant : Increasing earned advantage for all

    ** Business Book Awards 2023 Finalist **‘Amazing book: Clever, insightful, relevant, and actionable.’ Dave UlrichIf you find discussions of inequality painful, aggravating, exhausting, or even scary, it’s time to explore the elephant. Growing the Elephant is the story of Advantage - Earned and Unearned.Earned Advantage is the part of the Elephant we know.Work hard – get rewarded; form relationships – get opportunities.But while anyone can earn Advantage, some have more opportunity than others.That’s the story of Unearned Advantage. Unearned Advantage is the part of the Elephant we avoid.It is so hard to talk or even think about that those with it ignore or deny it while those without it are exhausted or incensed by it. Growing the Elephant is for anyone working to increase innovation, performance, and inclusion by building practices and mindset to meet and stay with what's difficult.It is for leaders and contributors at any level and those who help them build and sustain diversity, equity and inclusion. A seasoned human resources executive, CHRIS ALTIZER, MBA, MA consults and coaches executives and lectures on business, management. and inclusive leadership. He has led teams and worked with senior leaders across industries around the globe.His research and work have been published in journals and covered by Forbes Magazine.Chris practices and teaches mindfulness, yoga, and martial arts. GLORIA JOHNSON-CUSACK, MPA, is a servant leader and changemaker who consults to leadership teams and boards of public and private foundations committed to advancing diversity, equity, and inclusion in education, financial security, and health.She lectures at Columbia University and serves as Board Chair of the Firelight Foundation supporting communities in Africa.She holds degrees from American University and Columbia University.

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  • Long Term Perspectives in Evaluation : Increasing Relevance and Utility
    Long Term Perspectives in Evaluation : Increasing Relevance and Utility

    Long Term Perspectives in Evaluation is the first book to advocate the virtues of a long-term perspective for policy evaluation as well as to show how evaluations can take a longer time perspective than they usually do.To get there, it is necessary to understand the decision-making context of evaluations and study the obstacles and the resistance toward long-term perspectives – as knowledge of that will lay the ground for more effective advocacy. The book is divided into three parts: the first section examines different aspects of methodology and methods.In the next section, authors present case studies of long-term evaluations, examine their own experiences of such evaluations and discuss difficulties, challenges and lessons learned.Cases discussed include: education sector reforms in Sweden, local governance reforms in Denmark, policy interventions in Southern Italy and Brazil, and Paris Declaration Principles of aid effectiveness such as Swedish aid to Tanzania, Vietnam, Laos and Sri Lanka.Finally, the third section sees the authors turn to a set of contextual issues and concluding remarks.Bringing together a rich collection of insights and a renowned group of experts, Long Term Perspectives in Evaluation: Increasing Relevance and Utility, constitutes a significant landmark in the field.

    Price: 39.99 £ | Shipping*: 0.00 £
  • How does the increasing life expectancy affect retirement in the future?

    The increasing life expectancy is likely to have a significant impact on retirement in the future. With people living longer, they will need to save more money to support themselves during their extended retirement years. This may lead to a shift in retirement planning, with individuals needing to work longer or save more in order to maintain their desired standard of living in retirement. Additionally, the increasing life expectancy may also lead to changes in government policies and retirement age requirements to accommodate the longer lifespan of the population.

  • Is unemployment increasing?

    It depends on the specific country and time period. Due to the COVID-19 pandemic, many countries experienced a significant increase in unemployment rates. However, as economies have started to recover, unemployment rates have begun to decrease in some regions. It is important to look at the most recent data for a specific country to determine the current trend in unemployment.

  • Is homosexuality increasing?

    It is difficult to determine if homosexuality is increasing as sexual orientation is a complex and multifaceted aspect of human identity. However, with increasing societal acceptance and visibility of LGBTQ+ individuals, more people may feel comfortable openly identifying as homosexual. Additionally, advancements in research and understanding of sexual orientation may also contribute to more accurate reporting and recognition of homosexuality. Ultimately, it is important to recognize and respect the diversity of sexual orientations within society.

  • Is myopia increasing?

    Yes, there is evidence to suggest that myopia is increasing globally. Studies have shown that the prevalence of myopia has been rising, particularly in urban areas and among younger populations. Factors such as increased screen time, less time spent outdoors, and genetic predisposition have been linked to the increasing rates of myopia. This trend has raised concerns about the potential impact on public health and the need for interventions to address the growing prevalence of myopia.

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