Products related to History:
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Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.
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The Capitalized Retirement : How to Ensure You Won’t Outlive Your Savings
As someone who has been advising clients in the financial services industry since 1999, Matthew Johnson knows what he is talking about.For over two decades, Johnson has practiced the discipline of putting his clients first—a belief he inherited from his father who was also a financial advisor.Johnson knows how challenging the prospect of retirement can be for many individuals. And in The Capitalized Retirement he takes on the role of a personal advisor and walks readers through several practical ways they can maximize their retirement savings.The key is to switch from growth-oriented to income-oriented investment strategies. The number one fear most retirees face is whether they will have enough money saved for retirement.With the average life expectancy on the rise, retirees are now asking themselves this frightening question: Will I outlive my retirement?In The Capitalized Retirement Matthew Johnson shares practical insights from his several decades of experience as a financial advisor. Not only does Johnson walk readers through the basics of retirement investing, but he helps them identify the numerous pitfalls along the way.One of these includes the common myth that investing in the stock market is the only valid option for savvy investors.Based on his experience and understanding of the marketplace, Johnson helps readers understand why many financial planners do not always have their clients’ best interest at heart. And often, planners focus on incentives that might pad their own bank accounts at the expense of depleting the principals of investors. And in doing so, they’ve fallen prey to the “disease of ease” and do not have their investors’ best interests in mind. While the topic of retirement is overwhelming to many, Johnson takes on the role of personal advisor and walks readers through several practical ways they can reduce their risk and maximize their retirement "income"...the key to a stress-free retirement is having more income than you need.This book will show you how to protect your principal and make sure your principal is producing that income the right way!
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Your Retirement Salary : How to use your lifetime of pension savings to pay yourself an income in your retirement
You have spent a few decades working, earning a salary from your employers, and saving into company and personal pensions along the way.Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and leisure time in retirement?How will you make sure that you don’t run out of money too soon?What do the UK pension freedoms mean for you? In this one-of-a-kind book, personal finance experts Richard Dyson and Richard Evans answer these questions and equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement. You will learn:-- How to take control of your pension savings by tracking down all of your pension pots and combining them. -- When you can afford to retire. -- Steps to take to avoid running out of money. -- How to build an income-paying portfolio of fund investments from scratch. -- How to withdraw a sustainable income from your portfolio. -- How annuities work and whether they have a role for you. -- How to make the most of the tax rules. -- The contribution made by the State Pension. -- When to seek professional advice.
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Our History, Their History, Whose History?
An overview of nationalism and its impact on the study of history from one of India’s most prominent historians. In this timely book, historian Romila Thapar delves into the complex world of nationalism and its impact on the interpretations of the past and on the discipline of history itself.History, she expounds, is no mere collection of information and chronology, and its purpose extends well beyond storytelling. Recognizing nationalism as a powerful force that gives rise to various narratives that provide ancestry to communities and shape the direction of societies, Thapar explores how, in India, two conflicting notions of nationalism have evolved and shaped the idea of the nation.Today, one such nationalistic theory claims the victimization of one religious community by another through centuries of “misrule.” Such a claim willfully ignores ample evidence to the contrary to suit a particular political and ideological purpose.Thapar counters such attempts at misrepresentation by citing several historical instances of the nuanced interface and intermingling of cultures, as well as by showing how today’s conflicts have their roots in the British colonial construction of India’s history.She also addresses the recent controversy surrounding the deletions of sections of Indian history textbooks published by NCERT, the Indian educational council, and suggests that the intention is more likely to be the promotion of a particular reading of history that conforms to the ideology of those in power. Engaging and thought-provoking, Our History, Their History, Whose History? invites readers to question the authenticity of historical narratives touted by one group of nationalists, and it explores the clash between professional historians who study the past to understand our inherited present and fabricators who wield history for political gain.
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How can one contribute to retirement savings?
One can contribute to retirement savings by setting up a retirement account such as a 401(k) or an Individual Retirement Account (IRA) and making regular contributions to it. It is also important to take advantage of any employer-sponsored retirement plans and contribute enough to receive any matching contributions. Additionally, one can increase their retirement savings by cutting back on unnecessary expenses and increasing their income through side hustles or investments. Regularly reviewing and adjusting one's retirement savings plan to ensure it aligns with their financial goals is also crucial.
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Is history reported one-sidedly in history books?
History is often reported one-sidedly in history books, as they are typically written from the perspective of the dominant or victorious group. This can lead to the experiences and perspectives of marginalized or oppressed groups being overlooked or misrepresented. It is important for readers to critically analyze multiple sources and perspectives to gain a more comprehensive understanding of historical events. By seeking out diverse viewpoints and voices, a more balanced and nuanced understanding of history can be achieved.
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Should history classes teach more about African history?
Yes, history classes should teach more about African history. African history is rich and diverse, with a long and complex history that has often been overlooked or marginalized in traditional history curriculums. By including more African history in the curriculum, students can gain a more comprehensive understanding of the world and the interconnectedness of different cultures and societies. This can also help to challenge stereotypes and misconceptions about Africa and its people, and promote a more inclusive and accurate portrayal of global history.
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Is our perspective on history manipulated by history classes?
Yes, our perspective on history can be manipulated by history classes. History classes often focus on specific events, figures, and narratives that align with the dominant cultural and political perspectives of the time. This can lead to the omission or downplaying of certain perspectives, events, and voices, which can shape our understanding of history in a biased way. Additionally, the way history is taught and the materials used in history classes can also influence how we perceive and interpret historical events. It is important to critically analyze and seek out diverse sources of information to gain a more comprehensive understanding of history.
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Skomer Island - Its History and Natural History : Its History and Natural History
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Cracking Open the Nest Egg : How to make your retirement savings last the distance
Planning for retirement can be a scary thought, whether it is just around the corner or years in the future.Martin Hawes, one of New Zealand's best-known experts on personal finance, answers all of the questions that may be keeping you up at night: How much will I need to retire?Can I ever afford to stop working? How do I make sure my money lasts as long as I do?Working out how you can achieve a regular monthly retirement income is more difficult than it used to be.Historically low interest rates (despite the current blip) plus longer life expectancy means the old method of parking your nest egg in a savings account and living off the interest is no longer an option.Hawes guides you step-by-step through the planning process, showing you how you can safely create a regular income for the rest of your life. Cracking Open the Nest Egg will help you to confidently take control of your financial future and achieve the kind of retirement you always dreamed of.
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A History of Art History
An authoritative history of art history from its medieval origins to its modern predicamentsIn this authoritative book, the first of its kind in English, Christopher S.Wood tracks the evolution of the historical study of art from the late middle ages through the rise of the modern scholarly discipline of art history.Synthesizing and assessing a vast array of writings, episodes, and personalities, this original and accessible account of the development of art-historical thinking will appeal to readers both inside and outside the discipline.Combining erudition with clarity, this book makes a landmark contribution to the understanding of art history.
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China: A History : A History
Eminently accessible, yet rigorous, this engaging introduction to the political, social, and cultural development of Chinese civilization tells the story of China--from its beginnings to the present day--in a way that goes beyond simple, misleading accounts of a glorious civilization falling victim to Western and Japanese imperialism or of a supposedly isolated country only recently and reluctantly opening to the outside world.Woven into the narrative are the striking stories of heroes and villains, of women and men, of tragedy and comedy, of high culture and coarse humor, of extremes of wealth and poverty, of feast and famine, and of exquisite art and terrible suffering. Characteristic of Harold Tanner's presentation is the development and carefully balanced recounting of important themes--such as the ethnic diversity of the early empires, interaction with other civilizations, and the challenge of transforming a multi-ethnic empire into a modern nation-state--that other histories of China omit entirely or discuss only minimally. Includes a chronology, suggested further readings, illustrations, maps, and an index.
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What is subjective history and what is objective history?
Subjective history refers to the interpretation of historical events through the lens of personal opinions, biases, and emotions. It is influenced by individual perspectives and can vary depending on the storyteller. On the other hand, objective history aims to present facts and events based on evidence and research, without personal bias or interpretation. It strives to provide an accurate and unbiased account of past events.
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Is our perspective on history manipulated by history lessons?
Our perspective on history can be influenced by history lessons, as they often present a particular narrative or interpretation of events. History lessons may focus on certain events or figures while omitting others, leading to a biased view of the past. Additionally, the way history is taught can shape our understanding of key concepts such as power, identity, and progress. It is important to critically analyze the information presented in history lessons and seek out diverse perspectives to develop a more nuanced understanding of the past.
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What is the difference between history and contemporary history?
History refers to the study of past events, people, and societies, typically focusing on events that occurred before the present time. It involves the analysis and interpretation of primary sources and the understanding of how past events have shaped the world we live in today. On the other hand, contemporary history focuses on the study of recent events, typically from the 20th century to the present day. It involves the analysis of current events and their impact on society, politics, and culture. While history looks at events that have already occurred, contemporary history examines ongoing and recent developments.
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Would this retirement savings idea be a good one?
It's difficult to determine if a retirement savings idea is good without knowing the specific details of the idea. Factors such as the potential return on investment, associated fees, and level of risk should be considered. Additionally, it's important to assess how the idea aligns with your overall financial goals and risk tolerance. Consulting with a financial advisor can help you evaluate the potential benefits and drawbacks of the retirement savings idea.
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